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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,021 | $97,125+92.6% | $86,233+116.9% | $137,256+36.3% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.0%-6.5pp | 80.0%-17.5pp |
| Annual return | 18.06% | 74.19%-56.1pp | 61.39%-43.3pp | 220.34%-202.3pp |
| Employer contribution / active EE | $2,192 | $2,841-22.9% | $2,504-12.5% | $4,156-47.3% |
| Participant deferral / active EE | $4,759 | $5,180-8.1% | $4,559+4.4% | $6,407-25.7% |
| Admin fee / account holder | $2,208 | $9,725-77.3% | $8,342-73.5% | $12,270-82.0% |