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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,021 | $99,053+88.8% | $88,179+112.1% | $138,895+34.6% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.1%-6.6pp | 79.9%-17.4pp |
| Annual return | 18.06% | 78.17%-60.1pp | 64.97%-46.9pp | 145.39%-127.3pp |
| Employer contribution / active EE | $2,192 | $2,882-24.0% | $2,549-14.0% | $4,194-47.7% |
| Participant deferral / active EE | $4,759 | $5,225-8.9% | $4,614+3.1% | $6,396-25.6% |
| Admin fee / account holder | $2,208 | $8,748-74.8% | $7,673-71.2% | $12,562-82.4% |