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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,828 | $137,414+164.8% | $189,537+92.0% | $85,847+323.8% |
| Participation rate | 97.6% | 84.6%+12.9pp | 87.8%+9.8pp | 69.3%+28.2pp |
| Annual return | 15.82% | 38.14%-22.3pp | 555.34%-539.5pp | 318.61%-302.8pp |
| Employer contribution / active EE | $14,966 | $4,344+244.5% | $6,161+142.9% | $2,565+483.4% |
| Participant deferral / active EE | $18,411 | $6,260+194.1% | $8,220+124.0% | $3,952+365.8% |
| Admin fee / account holder | $22,249 | $8,630+157.8% | $12,048+84.7% | $6,261+255.4% |