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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,358 | $123,793+155.6% | $177,848+77.9% | $79,856+296.2% |
| Participation rate | 97.4% | 84.7%+12.8pp | 87.7%+9.7pp | 69.6%+27.8pp |
| Annual return | 13.02% | 22.82%-9.8pp | 48.33%-35.3pp | 31.71%-18.7pp |
| Employer contribution / active EE | $21,777 | $4,095+431.8% | $5,919+267.9% | $2,471+781.2% |
| Participant deferral / active EE | $19,921 | $5,956+234.5% | $7,714+158.3% | $3,741+432.6% |
| Admin fee / account holder | $28,145 | $7,243+288.6% | $12,431+126.4% | $5,306+430.4% |