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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,034 | $109,359+152.4% | $162,185+70.2% | $72,976+278.3% |
| Participation rate | 97.5% | 84.3%+13.2pp | 87.6%+9.9pp | 69.5%+28.0pp |
| Annual return | 20.83% | 25.46%-4.6pp | 115.61%-94.8pp | 81.02%-60.2pp |
| Employer contribution / active EE | $22,633 | $3,907+479.2% | $5,613+303.2% | $2,440+827.6% |
| Participant deferral / active EE | $17,639 | $5,481+221.8% | $7,297+141.7% | $3,608+388.9% |
| Admin fee / account holder | $18,158 | $7,972+127.8% | $10,844+67.4% | $5,124+254.4% |