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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,594 | $155,833-81.0% | $124,693-76.3% | $167,518-82.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 11.89% | 17.98%-6.1pp | 5144.19%-5132.3pp | 478.71%-466.8pp |
| Employer contribution / active EE | $2,560 | $4,164-38.5% | $3,324-23.0% | $4,838-47.1% |
| Participant deferral / active EE | $6,690 | $5,675+17.9% | $4,615+45.0% | $6,342+5.5% |
| Admin fee / account holder | $663 | $9,534-93.0% | $7,494-91.2% | $12,312-94.6% |