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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,274 | $58,851-80.8% | $115,170-90.2% | $72,975-84.6% |
| Participation rate | 58.6% | 65.5%-6.9pp | 75.9%-17.3pp | 69.5%-10.9pp |
| Annual return | 40.99% | 23.16%+17.8pp | 35.60%+5.4pp | 81.01%-40.0pp |
| Employer contribution / active EE | $1,902 | $1,798+5.8% | $3,179-40.2% | $2,440-22.0% |
| Participant deferral / active EE | $3,524 | $2,643+33.4% | $4,169-15.5% | $3,608-2.3% |
| Admin fee / account holder | $162 | $6,370-97.5% | $7,089-97.7% | $5,124-96.8% |