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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,698 | $141,004-76.8% | $112,273-70.9% | $139,466-76.6% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.49% | 32.75%-20.3pp | 30.23%-17.7pp | 373.66%-361.2pp |
| Employer contribution / active EE | $2,867 | $4,285-33.1% | $3,431-16.4% | $4,754-39.7% |
| Participant deferral / active EE | $3,961 | $5,878-32.6% | $4,800-17.5% | $6,712-41.0% |
| Admin fee / account holder | $1,060 | $9,959-89.4% | $7,752-86.3% | $11,409-90.7% |