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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,201 | $100,004-85.8% | $81,438-82.6% | $145,959-90.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 0.86% | 34.34%-33.5pp | 24.74%-23.9pp | 561.95%-561.1pp |
| Employer contribution / active EE | $2,832 | $2,970-4.6% | $2,460+15.1% | $4,661-39.2% |
| Participant deferral / active EE | $33,528 | $4,603+628.3% | $3,883+763.4% | $6,689+401.3% |
| Admin fee / account holder | $36,672 | $8,202+347.1% | $5,764+536.3% | $13,398+173.7% |