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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,201 | $100,262-85.8% | $81,370-82.5% | $145,897-90.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 0.86% | 34.52%-33.7pp | 24.85%-24.0pp | 552.29%-551.4pp |
| Employer contribution / active EE | $2,832 | $2,979-4.9% | $2,464+14.9% | $4,663-39.3% |
| Participant deferral / active EE | $33,528 | $4,612+626.9% | $3,885+763.0% | $6,689+401.2% |
| Admin fee / account holder | $36,672 | $8,163+349.2% | $5,749+537.9% | $13,390+173.9% |