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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,201 | $100,147-85.8% | $81,286-82.5% | $145,877-90.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 0.86% | 34.44%-33.6pp | 24.80%-23.9pp | 551.28%-550.4pp |
| Employer contribution / active EE | $2,832 | $2,977-4.9% | $2,463+15.0% | $4,663-39.3% |
| Participant deferral / active EE | $33,528 | $4,607+627.7% | $3,883+763.4% | $6,691+401.1% |
| Admin fee / account holder | $36,672 | $8,201+347.2% | $5,764+536.2% | $13,402+173.6% |