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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,102 | $106,905-91.5% | $84,020-89.2% | $152,885-94.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 9.07% | 105.00%-95.9pp | 71.31%-62.2pp | 345.39%-336.3pp |
| Employer contribution / active EE | $1,799 | $2,735-34.2% | $1,984-9.3% | $4,763-62.2% |
| Participant deferral / active EE | $21,500 | $4,012+435.9% | $3,239+563.8% | $5,851+267.5% |
| Admin fee / account holder | $31,203 | $8,287+276.5% | $6,101+411.4% | $11,598+169.0% |