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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,965 | $138,102+33.2% | $125,381+46.7% | $134,532+36.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.81% | 750.73%-766.5pp | 572.31%-588.1pp | 418.27%-434.1pp |
| Employer contribution / active EE | $2,017 | $5,245-61.5% | $4,815-58.1% | $4,741-57.5% |
| Participant deferral / active EE | $14,638 | $7,801+87.7% | $7,448+96.5% | $6,401+128.7% |
| Admin fee / account holder | $1,433 | $11,568-87.6% | $10,007-85.7% | $11,429-87.5% |