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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,251 | $157,296+7.6% | $141,191+19.9% | $152,897+10.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.68% | 64.34%-42.7pp | 71.41%-49.7pp | 345.43%-323.7pp |
| Employer contribution / active EE | $4,414 | $5,262-16.1% | $4,736-6.8% | $4,764-7.3% |
| Participant deferral / active EE | $10,062 | $7,111+41.5% | $6,710+50.0% | $5,851+72.0% |
| Admin fee / account holder | $661 | $12,125-94.5% | $10,264-93.6% | $11,599-94.3% |