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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,195 | $138,075-7.9% | $123,552+2.9% | $135,379-6.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 6.32% | 153.70%-147.4pp | 119.20%-112.9pp | 519.79%-513.5pp |
| Employer contribution / active EE | $1,741 | $5,152-66.2% | $4,628-62.4% | $4,779-63.6% |
| Participant deferral / active EE | $5,953 | $6,800-12.5% | $6,426-7.4% | $5,609+6.1% |
| Admin fee / account holder | $564 | $10,917-94.8% | $9,285-93.9% | $10,828-94.8% |