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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,365 | $134,817-16.7% | $123,973-9.4% | $155,188-27.6% |
| Participation rate | 92.3% | 79.4%+12.9pp | 76.7%+15.6pp | 80.8%+11.5pp |
| Annual return | 13.84% | 515.49%-501.7pp | 388.13%-374.3pp | 148.84%-135.0pp |
| Employer contribution / active EE | $2,903 | $4,425-34.4% | $4,126-29.6% | $4,248-31.7% |
| Participant deferral / active EE | $5,900 | $5,706+3.4% | $5,247+12.5% | $6,531-9.7% |
| Admin fee / account holder | $14,146 | $13,245+6.8% | $11,799+19.9% | $14,480-2.3% |