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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,888 | $106,267-41.8% | $96,520-35.9% | $139,456-55.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.62% | 38.45%-18.8pp | 35.72%-16.1pp | 373.45%-353.8pp |
| Employer contribution / active EE | $4,783 | $4,105+16.5% | $3,739+27.9% | $4,753+0.6% |
| Participant deferral / active EE | $7,285 | $5,454+33.6% | $4,879+49.3% | $6,711+8.6% |
| Admin fee / account holder | $6,450 | $7,882-18.2% | $6,733-4.2% | $11,407-43.5% |