Filed November 19, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $37,895 |
CAMBRIDGE INVESTMENT RESEARCH8+ years Service code 27 · EIN 42-1445429 | Advisory (Plan) | $33,790 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,459 | $42,901+31.6% | $91,225-38.1% | $64,814-12.9% |
| Participation rate | 41.0% | 68.1%-27.2pp | 73.2%-32.2pp | 71.5%-30.5pp |
| Annual return | -16.15% | -13.53%-2.6pp | 114.10%-130.2pp | 32.84%-49.0pp |
| Employer contribution / active EE | $1,653 | $1,571+5.2% | $2,851-42.0% | $2,507-34.1% |
| Participant deferral / active EE | $3,359 | $3,501-4.0% | $4,234-20.7% | $4,310-22.1% |
| Admin fee / account holder | $264 | $131+101.0% | $5,422-95.1% | $188+40.3% |