Filed November 19, 2025
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| Provider | Service type | Compensation |
|---|---|---|
CAMBRIDGE INVESTMENT RESEARCH3+ years Service code 27 · EIN 42-1445429 | Advisory (Plan) | $21,963 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,269 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,180 | $43,411+11.0% | $94,993-49.3% | $69,631-30.8% |
| Participation rate | 38.1% | 64.4%-26.3pp | 73.9%-35.7pp | 70.7%-32.6pp |
| Annual return | 19.54% | 22.54%-3.0pp | 27.14%-7.6pp | 27571.02%-27551.5pp |
| Employer contribution / active EE | $1,272 | $1,202+5.8% | $2,603-51.2% | $2,032-37.4% |
| Participant deferral / active EE | $2,394 | $2,384+0.4% | $3,317-27.8% | $3,224-25.7% |
| Admin fee / account holder | $140 | $87+60.3% | $4,960-97.2% | $110+26.7% |