Filed November 19, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $27,884 |
CAMBRIDGE INVESTMENT RESEARCH6+ years Service code 27 · EIN 42-1445429 | Advisory (Plan) | $27,655 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,136 | $51,447+32.4% | $104,625-34.9% | $73,412-7.2% |
| Participation rate | 40.3% | 68.2%-27.9pp | 74.1%-33.8pp | 72.2%-31.9pp |
| Annual return | 18.76% | 25.06%-6.3pp | 340.60%-321.8pp | 59.30%-40.5pp |
| Employer contribution / active EE | $1,319 | $1,441-8.4% | $2,681-50.8% | $2,234-40.9% |
| Participant deferral / active EE | $2,465 | $3,058-19.4% | $3,738-34.1% | $3,806-35.2% |
| Admin fee / account holder | $266 | $122+117.9% | $6,465-95.9% | $158+68.3% |