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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,655 | $84,518-87.4% | $67,704-84.3% | $125,389-91.5% |
| Participation rate | 66.7% | 74.8%-8.1pp | 67.5%-0.9pp | 83.2%-16.5pp |
| Annual return | -6.88% | 2.57%-9.4pp | 25.41%-32.3pp | 282.24%-289.1pp |
| Employer contribution / active EE | $1,465 | $3,292-55.5% | $2,559-42.8% | $4,866-69.9% |
| Participant deferral / active EE | $3,983 | $4,430-10.1% | $3,585+11.1% | $5,352-25.6% |
| Admin fee / account holder | $0 | $5,340-100.0% | $4,255-100.0% | $9,541-100.0% |