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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,372 | $93,064-80.3% | $74,577-75.4% | $273,972-93.3% |
| Participation rate | 44.4% | 74.9%-30.5pp | 68.1%-23.7pp | 83.0%-38.6pp |
| Annual return | 11.84% | 26.18%-14.3pp | 20.47%-8.6pp | 41.46%-29.6pp |
| Employer contribution / active EE | $1,183 | $3,160-62.6% | $2,525-53.2% | $4,869-75.7% |
| Participant deferral / active EE | $3,513 | $4,160-15.6% | $3,458+1.6% | $5,287-33.6% |
| Admin fee / account holder | $2,007 | $5,273-61.9% | $4,138-51.5% | $10,133-80.2% |