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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,539 | $114,093-46.9% | $96,171-37.1% | $167,536-63.9% |
| Participation rate | 80.0% | 75.1%+4.9pp | 68.4%+11.6pp | 82.1%-2.1pp |
| Annual return | 12.69% | 190.00%-177.3pp | 192.04%-179.4pp | 478.82%-466.1pp |
| Employer contribution / active EE | $2,258 | $3,429-34.2% | $2,799-19.3% | $4,839-53.3% |
| Participant deferral / active EE | $7,273 | $5,197+39.9% | $4,350+67.2% | $6,342+14.7% |
| Admin fee / account holder | $23,551 | $6,899+241.4% | $5,538+325.2% | $12,315+91.2% |