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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,382 | $95,404+16.7% | $113,397-1.8% | $82,637+34.8% |
| Participation rate | 96.8% | 72.8%+24.0pp | 76.5%+20.3pp | 68.1%+28.7pp |
| Annual return | 26.66% | 19.08%+7.6pp | 23.20%+3.5pp | 53.51%-26.9pp |
| Employer contribution / active EE | $20,704 | $2,307+797.6% | $2,977+595.4% | $2,552+711.2% |
| Participant deferral / active EE | $2,703 | $4,220-35.9% | $5,076-46.7% | $4,126-34.5% |
| Admin fee / account holder | $3,275 | $9,168-64.3% | $11,957-72.6% | $7,339-55.4% |