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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,908 | $72,492-58.7% | $87,104-65.7% | $72,975-59.0% |
| Participation rate | 83.8% | 72.8%+11.0pp | 76.9%+6.9pp | 69.5%+14.3pp |
| Annual return | 27.00% | 24.46%+2.5pp | 28.19%-1.2pp | 81.01%-54.0pp |
| Employer contribution / active EE | $1,879 | $1,894-0.8% | $2,521-25.5% | $2,440-23.0% |
| Participant deferral / active EE | $1,567 | $3,270-52.1% | $4,048-61.3% | $3,608-56.6% |
| Admin fee / account holder | $1,031 | $5,055-79.6% | $7,491-86.2% | $5,124-79.9% |