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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,353 | $80,992-28.0% | $96,534-39.6% | $75,173-22.4% |
| Participation rate | 77.5% | 71.8%+5.7pp | 76.0%+1.5pp | 67.2%+10.3pp |
| Annual return | 27.06% | 27.05%0pp | 25.88%+1.2pp | 160.72%-133.7pp |
| Employer contribution / active EE | $8,043 | $2,283+252.3% | $2,965+171.2% | $2,671+201.1% |
| Participant deferral / active EE | $2,243 | $3,929-42.9% | $4,851-53.8% | $4,126-45.6% |
| Admin fee / account holder | $1,323 | $6,717-80.3% | $8,253-84.0% | $5,651-76.6% |