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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,105 | $70,684-23.5% | $169,390-68.1% | $75,173-28.0% |
| Participation rate | 85.3% | 64.8%+20.5pp | 77.2%+8.1pp | 67.2%+18.1pp |
| Annual return | 16.41% | 36.38%-20.0pp | 406.07%-389.7pp | 160.72%-144.3pp |
| Employer contribution / active EE | $2,954 | $2,211+33.6% | $4,013-26.4% | $2,671+10.6% |
| Participant deferral / active EE | $5,152 | $4,310+19.6% | $6,222-17.2% | $4,126+24.9% |
| Admin fee / account holder | $314 | $5,404-94.2% | $9,015-96.5% | $5,651-94.4% |