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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,314 | $228,352-71.8% | $185,835-65.4% | $158,966-59.5% |
| Participation rate | 94.4% | 82.3%+12.1pp | 78.0%+16.4pp | 82.0%+12.5pp |
| Annual return | 16.12% | 40.81%-24.7pp | 35.96%-19.8pp | 302.95%-286.8pp |
| Employer contribution / active EE | $3,174 | $4,967-36.1% | $4,087-22.3% | $4,762-33.3% |
| Participant deferral / active EE | $2,661 | $6,416-58.5% | $5,633-52.8% | $5,983-55.5% |
| Admin fee / account holder | $1,662 | $11,867-86.0% | $9,502-82.5% | $11,250-85.2% |