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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,579 | $190,879-67.2% | $160,009-60.9% | $134,532-53.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -16.43% | 552.63%-569.1pp | 408.85%-425.3pp | 418.27%-434.7pp |
| Employer contribution / active EE | $4,173 | $4,995-16.5% | $4,225-1.2% | $4,741-12.0% |
| Participant deferral / active EE | $6,514 | $6,924-5.9% | $6,183+5.4% | $6,401+1.8% |
| Admin fee / account holder | $2,614 | $10,495-75.1% | $8,715-70.0% | $11,429-77.1% |