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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 HARBORSIDE FINANCIAL CTR · JERSEY CITY, NJ 07311 | Other Commissions | $12,945 |
Service code 37 · EIN 04-2647786 | Loan Processing | $544 |
NATIONAL FINANCIAL SERVICES3+ years Filed as: NATIONAL FINANCIAL SERVICES LLC Service code 61 · EIN 04-3523567 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,242 | $28,416+59.2% | $73,550-38.5% | $69,631-35.0% |
| Participation rate | 10.6% | 38.3%-27.8pp | 54.9%-44.3pp | 70.7%-60.1pp |
| Annual return | 15.01% | -694.13%+709.1pp | -15.16%+30.2pp | 27571.02%-27556.0pp |
| Employer contribution / active EE | $0 | $430-100.0% | $1,219-100.0% | $2,032-100.0% |
| Participant deferral / active EE | $302 | $897-66.4% | $1,804-83.3% | $3,224-90.6% |
| Admin fee / account holder | $8 | $104-92.6% | $2,320-99.7% | $110-93.0% |