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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Service code 55 HARBORSIDE FINANCIAL CTR PLAZA 2 · JERSEY CITY, NJ 07311 | Other Commissions | $11,909 |
Service code 37 · EIN 04-2647786 | Loan Processing | $688 |
NATIONAL FINANCIAL SERVICES1+ years Filed as: NATIONAL FINANCIAL SERVICES LLC Service code 61 · EIN 04-3523567 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,818 | $22,714+70.9% | $59,496-34.8% | $55,191-29.7% |
| Participation rate | 15.9% | 37.5%-21.6pp | 54.6%-38.7pp | 69.2%-53.3pp |
| Annual return | 0.23% | -44.01%+44.2pp | 182.05%-181.8pp | 10.78%-10.6pp |
| Employer contribution / active EE | $0 | $418-100.0% | $1,153-100.0% | $1,899-100.0% |
| Participant deferral / active EE | $460 | $843-45.5% | $1,829-74.9% | $3,046-84.9% |
| Admin fee / account holder | $10 | $83-88.2% | $2,232-99.6% | $91-89.2% |