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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,170 | $65,704+3.8% | $94,229-27.7% | $59,633+14.3% |
| Participation rate | 64.0% | 72.1%-8.1pp | 78.8%-14.8pp | 68.7%-4.7pp |
| Annual return | -1.02% | 5.22%-6.2pp | 10.68%-11.7pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $1,001 | $2,021-50.5% | $3,587-72.1% | $2,203-54.6% |
| Participant deferral / active EE | $2,149 | $3,143-31.6% | $4,320-50.3% | $3,192-32.7% |
| Admin fee / account holder | $320 | $4,265-92.5% | $6,269-94.9% | $4,297-92.6% |