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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,648 | $72,404+4.5% | $110,243-31.4% | $64,173+17.9% |
| Participation rate | 56.7% | 73.3%-16.7pp | 79.8%-23.2pp | 69.6%-12.9pp |
| Annual return | -4.96% | -6.29%+1.3pp | 314.76%-319.7pp | 7.63%-12.6pp |
| Employer contribution / active EE | $1,256 | $2,282-44.9% | $3,827-67.2% | $2,381-47.2% |
| Participant deferral / active EE | $3,587 | $3,469+3.4% | $4,672-23.2% | $3,470+3.4% |
| Admin fee / account holder | $19,841 | $5,664+250.3% | $8,548+132.1% | $4,887+306.0% |