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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,626 | $69,977+9.5% | $108,582-29.4% | $62,881+21.9% |
| Participation rate | 63.0% | 72.9%-9.9pp | 79.6%-16.6pp | 69.3%-6.3pp |
| Annual return | 7.89% | 10.73%-2.8pp | -51.70%+59.6pp | 20.14%-12.3pp |
| Employer contribution / active EE | $1,113 | $2,135-47.9% | $3,758-70.4% | $2,281-51.2% |
| Participant deferral / active EE | $2,520 | $3,165-20.4% | $4,311-41.5% | $3,203-21.3% |
| Admin fee / account holder | $1,603 | $5,076-68.4% | $7,645-79.0% | $4,296-62.7% |