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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,368 | $102,632-41.2% | $81,988-26.4% | $158,950-62.0% |
| Participation rate | 35.3% | 75.5%-40.2pp | 69.3%-34.0pp | 82.0%-46.7pp |
| Annual return | 24.54% | 61.05%-36.5pp | 41.31%-16.8pp | 302.91%-278.4pp |
| Employer contribution / active EE | $1,738 | $3,241-46.4% | $2,498-30.4% | $4,762-63.5% |
| Participant deferral / active EE | $3,512 | $4,649-24.5% | $3,722-5.6% | $5,983-41.3% |
| Admin fee / account holder | $3,136 | $8,237-61.9% | $5,665-44.6% | $11,248-72.1% |