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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,115 | $85,790-70.7% | $67,313-62.7% | $135,382-81.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -11.27% | -0.54%-10.7pp | -4.08%-7.2pp | 519.77%-531.0pp |
| Employer contribution / active EE | $3,543 | $3,487+1.6% | $2,566+38.1% | $4,779-25.9% |
| Participant deferral / active EE | $9,465 | $4,651+103.5% | $3,568+165.2% | $5,609+68.7% |
| Admin fee / account holder | $995 | $6,392-84.4% | $4,507-77.9% | $10,829-90.8% |