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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,814 | $91,037-82.6% | $71,671-77.9% | $147,586-89.3% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 2.90% | 20.48%-17.6pp | 20.65%-17.8pp | 578.59%-575.7pp |
| Employer contribution / active EE | $2,582 | $3,327-22.4% | $2,460+5.0% | $4,876-47.1% |
| Participant deferral / active EE | $6,992 | $4,498+55.4% | $3,438+103.4% | $5,439+28.6% |
| Admin fee / account holder | $1,543 | $8,613-82.1% | $5,558-72.2% | $10,886-85.8% |