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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,332 | $57,312-12.2% | $86,617-41.9% | $75,181-33.1% |
| Participation rate | 19.7% | 63.2%-43.5pp | 71.7%-52.0pp | 67.2%-47.5pp |
| Annual return | 14.11% | 2672.78%-2658.7pp | 591.91%-577.8pp | 160.69%-146.6pp |
| Employer contribution / active EE | $617 | $2,315-73.3% | $3,023-79.6% | $2,671-76.9% |
| Participant deferral / active EE | $1,429 | $3,319-56.9% | $4,437-67.8% | $4,126-65.4% |
| Admin fee / account holder | $610 | $4,114-85.2% | $5,613-89.1% | $5,650-89.2% |