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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,955 | $53,128-56.8% | $86,582-73.5% | $70,126-67.3% |
| Participation rate | 25.5% | 65.3%-39.8pp | 73.5%-48.0pp | 69.5%-44.0pp |
| Annual return | 0.00% | 27.66%-27.7pp | 965.08%-965.1pp | 73.15%-73.1pp |
| Employer contribution / active EE | $605 | $2,068-70.7% | $2,839-78.7% | $2,343-74.2% |
| Participant deferral / active EE | $1,266 | $2,695-53.0% | $3,609-64.9% | $3,332-62.0% |
| Admin fee / account holder | $229 | $3,584-93.6% | $4,904-95.3% | $4,645-95.1% |