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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,926 | $49,177-63.5% | $79,466-77.4% | $64,173-72.1% |
| Participation rate | 37.7% | 65.0%-27.3pp | 73.3%-35.6pp | 69.6%-31.8pp |
| Annual return | -7.82% | -1.16%-6.7pp | 718.28%-726.1pp | 7.63%-15.5pp |
| Employer contribution / active EE | $799 | $2,076-61.5% | $2,800-71.5% | $2,381-66.4% |
| Participant deferral / active EE | $1,174 | $2,821-58.4% | $3,704-68.3% | $3,470-66.1% |
| Admin fee / account holder | $340 | $3,839-91.1% | $5,104-93.3% | $4,887-93.0% |