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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,609 | $78,670+158.8% | $109,173+86.5% | $85,847+137.2% |
| Participation rate | 30.8% | 68.3%-37.5pp | 75.9%-45.1pp | 69.3%-38.5pp |
| Annual return | 14.14% | 25.09%-11.0pp | 25.75%-11.6pp | 318.61%-304.5pp |
| Employer contribution / active EE | $1,888 | $2,734-30.9% | $3,723-49.3% | $2,565-26.4% |
| Participant deferral / active EE | $5,064 | $3,467+46.1% | $4,654+8.8% | $3,952+28.1% |
| Admin fee / account holder | $0 | $5,469-100.0% | $6,755-100.0% | $6,261-100.0% |