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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,956 | $97,761-56.1% | $83,850-48.8% | $135,382-68.3% |
| Participation rate | 33.3% | 80.0%-46.6pp | 76.1%-42.8pp | 82.6%-49.3pp |
| Annual return | -10.99% | 1287.44%-1298.4pp | 850.92%-861.9pp | 519.77%-530.8pp |
| Employer contribution / active EE | $1,915 | $4,222-54.6% | $3,631-47.3% | $4,779-59.9% |
| Participant deferral / active EE | $4,020 | $4,682-14.1% | $4,082-1.5% | $5,609-28.3% |
| Admin fee / account holder | $60 | $6,674-99.1% | $5,478-98.9% | $10,829-99.4% |