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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,054 | $134,001+36.6% | $112,258+63.1% | $134,509+36.1% |
| Participation rate | 38.1% | 78.6%-40.5pp | 75.1%-37.0pp | 81.2%-43.1pp |
| Annual return | -17.56% | 47.15%-64.7pp | 27.47%-45.0pp | 418.13%-435.7pp |
| Employer contribution / active EE | $1,949 | $4,039-51.8% | $3,636-46.4% | $4,741-58.9% |
| Participant deferral / active EE | $5,375 | $5,291+1.6% | $4,728+13.7% | $6,400-16.0% |
| Admin fee / account holder | $434 | $7,491-94.2% | $6,411-93.2% | $11,427-96.2% |