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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,306 | $183,592-72.1% | $155,567-67.0% | $145,959-64.8% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 10.50% | 61.24%-50.7pp | 64.74%-54.2pp | 561.95%-551.4pp |
| Employer contribution / active EE | $9,193 | $5,315+73.0% | $4,674+96.7% | $4,661+97.2% |
| Participant deferral / active EE | $6,973 | $6,464+7.9% | $5,628+23.9% | $6,689+4.3% |
| Admin fee / account holder | $2,737 | $19,318-85.8% | $15,916-82.8% | $13,398-79.6% |