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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,224 | $180,462-84.9% | $154,111-82.3% | $135,379-79.9% |
| Participation rate | 80.0% | 87.4%-7.4pp | 83.0%-3.0pp | 82.6%-2.6pp |
| Annual return | -4.70% | 888.17%-892.9pp | 735.18%-739.9pp | 519.79%-524.5pp |
| Employer contribution / active EE | $7,368 | $6,036+22.1% | $5,298+39.1% | $4,779+54.2% |
| Participant deferral / active EE | $3,424 | $5,806-41.0% | $5,081-32.6% | $5,609-38.9% |
| Admin fee / account holder | $6,708 | $16,145-58.5% | $13,411-50.0% | $10,828-38.1% |