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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,548 | $93,071-30.6% | $74,583-13.5% | $273,965-76.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 9.15% | 26.18%-17.0pp | 20.47%-11.3pp | 41.45%-32.3pp |
| Employer contribution / active EE | $3,362 | $3,160+6.4% | $2,525+33.1% | $4,869-31.0% |
| Participant deferral / active EE | $10,154 | $4,160+144.1% | $3,458+193.6% | $5,287+92.1% |
| Admin fee / account holder | $1,734 | $5,272-67.1% | $4,138-58.1% | $10,132-82.9% |