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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,978 | $104,953-5.7% | $84,637+16.9% | $152,909-35.3% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 22.51% | 373.94%-351.4pp | 258.82%-236.3pp | 345.46%-323.0pp |
| Employer contribution / active EE | $6,457 | $3,304+95.4% | $2,653+143.4% | $4,764+35.5% |
| Participant deferral / active EE | $12,000 | $4,691+155.8% | $3,900+207.7% | $5,851+105.1% |
| Admin fee / account holder | $1,219 | $6,244-80.5% | $4,914-75.2% | $11,601-89.5% |