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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,846 | $114,093+5.0% | $96,171+24.6% | $167,536-28.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 11.04% | 190.00%-179.0pp | 192.04%-181.0pp | 478.82%-467.8pp |
| Employer contribution / active EE | $11,359 | $3,429+231.2% | $2,799+305.9% | $4,839+134.7% |
| Participant deferral / active EE | $10,004 | $5,197+92.5% | $4,350+130.0% | $6,342+57.7% |
| Admin fee / account holder | $1,189 | $6,899-82.8% | $5,538-78.5% | $12,315-90.3% |