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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,325 | $148,582-0.8% | $135,942+8.4% | $139,456+5.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.86% | 79.26%-61.4pp | 68.28%-50.4pp | 373.45%-355.6pp |
| Employer contribution / active EE | $7,882 | $5,245+50.3% | $4,858+62.3% | $4,753+65.8% |
| Participant deferral / active EE | $21,404 | $8,101+164.2% | $7,759+175.9% | $6,711+218.9% |
| Admin fee / account holder | $11,522 | $12,402-7.1% | $10,764+7.0% | $11,407+1.0% |