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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,761 | $138,075-52.4% | $123,552-46.8% | $135,379-51.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.29% | 153.70%-160.0pp | 119.20%-125.5pp | 519.79%-526.1pp |
| Employer contribution / active EE | $6,408 | $5,152+24.4% | $4,628+38.5% | $4,779+34.1% |
| Participant deferral / active EE | $6,113 | $6,800-10.1% | $6,426-4.9% | $5,609+9.0% |
| Admin fee / account holder | $4,490 | $10,917-58.9% | $9,285-51.6% | $10,828-58.5% |