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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,358 | $138,102-14.3% | $125,381-5.6% | $134,532-12.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.37% | 750.73%-770.1pp | 572.31%-591.7pp | 418.27%-437.6pp |
| Employer contribution / active EE | $9,927 | $5,245+89.3% | $4,815+106.2% | $4,741+109.4% |
| Participant deferral / active EE | $7,650 | $7,801-1.9% | $7,448+2.7% | $6,401+19.5% |
| Admin fee / account holder | $1,646 | $11,568-85.8% | $10,007-83.6% | $11,429-85.6% |