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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,358 | $138,078-14.3% | $125,363-5.6% | $134,509-12.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.37% | 750.49%-769.9pp | 572.15%-591.5pp | 418.13%-437.5pp |
| Employer contribution / active EE | $9,927 | $5,245+89.3% | $4,815+106.2% | $4,741+109.4% |
| Participant deferral / active EE | $7,650 | $7,800-1.9% | $7,447+2.7% | $6,400+19.5% |
| Admin fee / account holder | $1,646 | $11,566-85.8% | $10,005-83.5% | $11,427-85.6% |