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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,740 | $71,215-30.2% | $93,696-46.9% | $80,935-38.5% |
| Participation rate | 40.9% | 60.4%-19.5pp | 68.7%-27.8pp | 67.7%-26.8pp |
| Annual return | 10.46% | 11.27%-0.8pp | 133.74%-123.3pp | 35.66%-25.2pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,422-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,885 | $4,037-53.3% | $4,417-57.3% | $4,299-56.2% |
| Admin fee / account holder | $9,307 | $6,958+33.8% | $8,287+12.3% | $6,924+34.4% |